1. Add items to your Cart, and select Affirm as your payment method in Checkout (note: make sure that there is no promo code indicated).
2. Complete Affirm’s easy online application and get an instant approval decision.
3. Make 3 or 6 monthly payments with 0% APR to Affirm while you fall in love with your new mattress. Be automatically billed for 3 to 6 months with 0% APR and sleep on your new mattress stress-free. 

Because Emma covers the cost of borrowing on Affirm loans, financing is considered a promotion and cannot be used in conjunction with other promotions. To access Affirm upon checkout, remember to remove any promo codes from your order summary.

Affirm will help you set up convenient, pre-authorized payments via your bank account, or a Visa/Mastercard credit/ debit card.

Affirm payment plans are not available for orders under $300 or over $3,000

We only offer a 3 or 6 month interest-free payment plan through Affirm.

Affirm payment plans are available:
   - to Canadian residents of legal age, which is above 18 or 19, depending on your province 
   - a Canadian bank account, or a Visa/ Mastercard credit/ debit card
   - an SMS-capable canadian phone number
   - to meet the minimum cart size requirement of $300.00

Yes, all Affirm payment plans can be prepaid at any time without penalty. To pay off your current balance, please send Affirm a message here. 

Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using here.

Purchases made using Affirm are subject to Emma's trial and return policy. Any returns will be processed by Emma, and your Affirm loan balance will be reduced or canceled accordingly. If you have already made monthly payments, it will be refunded to you by Affirm.